About PM Mudra Yojana

About Pradhan Mantri Mudra Yojana (PMMY)

Pradhan Mantri Mudra Yojana (PMMY) is a Government of India initiative designed to support micro and small enterprises by providing financial assistance for business growth. The scheme helps entrepreneurs access Mudra loans under the Shishu, Kishor, and Tarun categories through a simple and transparent application process.

Empowering small businesses, startups, shopkeepers, traders, and self-employed individuals with financial support to achieve sustainable growth and self-reliance.

Nidhi Laxmi Capital Loan Categories

Shishu • Kishor • Tarun

Shishu Loan
Up to ₹50,000

Ideal for new entrepreneurs and small businesses starting their journey.

  • Simple documentation
  • Suitable for startup businesses
Kishor Loan
₹50,001 – ₹5 Lakh

Designed for businesses looking to expand or strengthen operations.

  • Business growth support
  • Flexible repayment options
Tarun Loan
₹5 Lakh – ₹10 Lakh

Financial assistance for established businesses planning major expansion.

  • Higher loan eligibility
  • Supports business development

Nidhi Laxmi Capital Loan Eligibility

General eligibility criteria under Nidhi Laxmi Capital financing solutions.

Eligibility Criteria
  • Indian citizen with valid PAN & Address Proof
  • Micro or small business owner, startup, trader, artisan, or self-employed individual
  • Business should be engaged in eligible non-farm income-generating activities
Required Documents
  • PAN Card & Address Proof
  • Business proof (if applicable)
  • Recent bank statements and passport-size photograph

EMI Calculator

Plan your repayments with a quick estimate.

Monthly EMI
₹ —
Total Interest
₹ —
Total Payment
₹ —

What Customers Say

Real stories from our users.

“Smooth application and fast approval. Great experience!”

Rohit • Delhi

“EMI calculator helped me pick the perfect tenure.”

Pooja • Mumbai

“Transparent process and supportive team.”

Amit • Pune

Our Lending Partners

Grievance Redressal Officer
Mr. Amlan Singh

Grievance Redressal Officer
Rashi Kataria

Grievance Redressal Officer
Mr. Manish Lunia

Grievance Redressal Officer
Ms. Ajitha K

Resources

Guides, updates & learning.

Frequently Asked Questions

Everything you need to know about Nidhi Laxmi Capital Loans.

Any Indian citizen engaged in a non-farm micro or small business activity, including shopkeepers, traders, manufacturers, service providers, artisans, and self-employed individuals, can apply for a Nidhi Laxmi Capital loan subject to eligibility.

Generally, applicants need a PAN Card, address proof, passport-size photograph, bank statements, and business-related documents (if applicable).

Under Nidhi Laxmi Capital, eligible applicants can avail loans up to ₹10 lakh under the Shishu, Kishor, and Tarun categories, depending on their business requirements and eligibility.

Ready to get started?

Apply now and get connected with partner lenders.
Nidhi Laxmi Capital Loan Information

Nidhi Laxmi Capital supports micro and small enterprises by providing financial assistance through eligible banks, NBFCs, and other lending institutions. Loan approval is subject to eligibility, document verification, and lender policies.

Learn More About Nidhi Laxmi Capital